FUNERAL COVER PLANS

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Funeral Cover Plans

info@pholosoinsurance.co.za

70 Shocking Sky Street,
Glenway Estate,
Pretoria,
0122

The plan covers nominated individuals between the ages of 18 and 64.
Cover starts on the date the application is accepted by Pholoso Financial Services.
Claims are paid directly to the beneficiary nominated by the insured individual.
Claims are paid into a South African bank account nominated by the beneficiary.
You may cancel the plan within two months and we will refund you your premiums, provided no claim has been made.

The plan and all cover will end if the premiums are not paid as agreed.
Claims will be paid out immediately for accidental death, after 3 months for natural death and after 12 months for suicide.
The plan will not pay out if death occurred as a result of driving under the influence of alcohol or narcotics.
The plan will pay out only where death of a non-South African insured life occurred within South African borders.

MEMBER & FAMILY COVER

Aged between 18 - 74 yrs	Basic	Bronze	Silver	Exclusive	Executive
Principal Member	R10 000	R15 000	R20 000	R30 000	R40 000
Spouse	R10 000	R15 000	R20 000	R30 000	R40 000
Children ages from 14 - 21 years	R10 000	R15 000	R15 000	R15 000	R20 000
Children ages from 6 - 13 years	R2 500	R5 000	R5 000	R5 000	R10 000
Children ages from 0 - 5 years	R1 500	R1 500	R1 500	R2 000	R5 000
Stillborn (from 6 months)	R1 500	R1 500	R1 500	R2 000	R5 000

MONTHLY CONTRIBUTIONS

Aged between 18 - 74 yrs	Basic	Bronze	Silver	Exclusive	Executive
Aged between 18 - 64 years (spouse age limit: 70 years)	R50	R60	R90	R120	R170
Aged between 65 - 74 years (spouse age limit: 80 years)	R165	R220	R270	R325	R380

EXTENDED FAMILY / IN-LAWS BENEFIT

Aged between 18 - 74 yrs	Basic	Bronze	Silver	Exclusive	Executive
COVER	R10 000	R15 000	R20 000	R30 000	R40 000

MONTHLY CONTRIBUTIONS

Aged between 18 - 74 yrs	Basic	Bronze	Silver	Exclusive
Under 75 years	R160	R205	R260	R435
Aged between 75 - 84 years	R195	R280	R350	R580
Aged between 85 - 94 years	R300	R325	R525	R745

1. Benefit will be paid in cash.
2. There is a waiting period of 6 full months on members and extended members due to natural cause.
3. One full month for accidental death, suicide won't be covered during the first 12 months of membership from the commencement of the policy.
4. First premium on all new policies must be honored failure to do so the policy will lapse without an notice.
5. There is no waiver of premium.
6. Claims must be notified within 6 months after death.
7. All proposed polices on the life of other person be limited to a cover of R40 000.

1. Benefit will be paid in cash.
2. There is a waiting period of 6 full months on members and extended members due to natural cause.
3. One full month for accidental death, suicide won't be covered during the first 12 months of membership from the commencement of the policy.
4. First premium on all new policies must be honored failure to do so the policy will lapse without an notice.
5. There is no waiver of premium.
6. Claims must be notified within 6 months after death.
7. All proposed polices on the life of other person be limited to a cover of R40 000.